Enjoy Instant Cashbacks from our Partner Establishments thru YOmoney QR Scans.

YOmoney Features

Easy Sign Up

Create an account with your Email address, Cellphone number and complete your profile with 1 Valid ID.

Top Up

Top up your account through our Establishment Partners, Web Banking, and other over the counter facilities


Easily Disburse Salary or Commissions to your Organization at ZERO COST or FREE! Individually or in Bulk (thousands). With REAL Time reports and REAL Time Text and Email Notification to both Sender and Receiver.

Personalized Mobile App

We customize to your Brand! Have your own E-wallet Mobile App (Android and IOS) at a very low One-Time Set up Cost

Bank Transfer

Allows you to transfer funds from YOmoney account to any regular Bank Account thru INSTAPAY

E-Loading and Bills Payment

Say Goodbye to Lines! Buy over 200 prepaid products and pay over 200 billers including Toll Road Payments like Autosweep RFID and Easy Trip Cards straight from your YOmoney App.

QR Payments w/ Loyalty Program

Pay with instant discount / rebate by scanning our partner merchant’s QR code stand. A great loyalty program for Business Establishments.

CONTACT Tracing Capable

All Transactions from establishments are recorded in real time. We will know exactly Who, When and What Time they Visited a Specific Establishment.

Tap Payments

NFC enabled peripherals connected to your YOmoney account like Tap Cards, Bracelets and Rings that allows you to transact payments ONLINE and OFFLINE.


Apply for a Payday Loan (Salary Cash Advance) or Regular Loan from our Partner Financial Institutions thru your Employer.


Automatically receive royalty-like revenue from all your referral Transactions (Merchants or Individuals) straight to your YOmoney account.

YOGO Delivery Service

We partnered with YOGO for your fast, reliable and affordable same day on-demand delivery needs with profit sharing.


YOmoney Values your Account’s Security and Convenience

  • Safe and Secure

    YOmoney uses the highest Encryption on all transactions and data security – matching or even exceeding encryption and protection used by financial institutions worldwide.

  • Real Time Transaction History

    YOmoney users can enjoy access to detailed history of all transaction throughout the life of their account in REAL TIME! It allows for full transparency and thus eliminate fraud for Businesses.

  • Simple and Convenient

    With our user friendly mobile app and online interface, your YOmoney account can be accessed anywhere. Perform transactions 24/7/365 and say goodbye to long lines making over the counter payments

  • All your frequently asked questions, answered

    Visit our FAQ to learn more about YOmoney and instantly find solutions to your concern.

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Create a FREE YOmoney Account and Start Enjoying Big Savings from our Merchant Establishment Partners!