Frequently Asked Questions

YOmoney is a peer-to- peer (P2P) payment platform that offers next generation financial technology services. Empowering businesses Establishments, government agencies and consumers with value added services in real time, anywhere, anytime without borders.

Our featured Service is our Mass Disbursement/Payout capability (Salary Disbursement or Commission Disbursement)

YOmoney is a comprehensive payment platform designed to empower you to manage your funds anytime, anywhere. YOmoney provides you with the ability to access and send funds instantly, securely, and affordably to any other YOmoney account. You can also use your YOmoney account to pay for bills, buy prepaid services, deposit into Philippine bank accounts, and pay for goods and services at our affiliated online and retail merchant partners. Plus, you can use your prepaid Visa to withdraw cash from almost all ATM’s in the world and pay for goods and services anywhere where Visa is accepted.

YOmoney QR Scan Payment is a contactless payment method where payment is performed by scanning YOmoney QR using or from your YOmoney Mobile Application.

CASHBACKS!! Enjoy 5% up to 50% from your favorite Business Establishments that accepts YOmoney payments.

YES! We offer Co-Branding or White Label to your Company (LOGO and COLOR). From the Dashboard for the Corporate account to your own Mobile Application and your own design VISA card and Customizable BEEP cards that will serve also as your company ID. You even Pick your E-wallet name Example (ABC Wallet)

With online banking, you are often limited to one single bank / the bank of your account when doing transactions. YOmoney allows you to do payment transactions through a number of channels. You can do transactions using a number of partner banks, institutions, and outlets that can be linked to your account. You can also do these transactions 24/7 in real time, even when the banks are closed!

Yes. YOmoney uses the highest security and encryption level when handling your information and transactions. Your account information will never be revealed or be visible to other YOmoney members, including anyone who you have sent points to or third parties that use our services except with your express permission or if we are required to do so pursuant to a court order or other legal process.

Your funds remain on your YOmoney account until you decide to convert them to cash or use them to buy prepaid services, pay for bills, shop online, or transfer funds. We will not have control over your funds; only you can make transactions.

We have partnered with BancNet, Megalink, InstaPay, PesoNet and Expressnet member banks. We are also tied up with Dragonpay for our loading/deposit facilities, PayNet, Prepaid Load Provider Load Central, ECpay for Bills Payments, BEEP and others

YOmoney’s advanced security assures members that data integrity and privacy are held to the highest standards in compliance with banking and regulatory requirements for worry-free transactions.

YOmoney’s corporate office is located at 15th Floor, Robinsons Cyberspace, Topaz Road, Ortigas Center, Pasig City.

For assistance or account concerns, you may email us at [email protected]

For business partnership, you may fill out our Merchant application section at our website ( or you may email us at [email protected] your company name and contact number and our Sales Team will get in touch with you for a demo and proposal.

YES! YOmoney is regulated and licensed with the Bangko Sentral ng Pilipinas (BSP) with OPS (Operator of Payment System)